Client Satisfaction Champion
Top 1% advisor rating for responsiveness, clarity of explanations, and post-enrollment support.
Why Clients Choose Jordon
Clear guidance, stronger benefits, and quick approvals — without the runaround.
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Real PPO Flexibility
Keep your preferred doctors and see specialists without referrals.
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Fast Approvals
Streamlined process — many clients get covered the same day.
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Direct Support
Call or text me anytime. No call centers. No spam.
About Jordon
Hi, I’m Jordon Murphy, a licensed health insurance advisor. I focus on private PPO plans because they give you freedom: choose your doctors, skip the referrals, and avoid surprise gaps.
If you are self-employed, between jobs, or just fed up with high deductibles, I’ll compare options and find the plan that fits — clearly and quickly.
Included Carriers
These are the national carriers I work with to match you to the right plan.
UHC
UnitedHealthcare
CG
Cigna Healthcare
HU
Humana
BCBS
Blue Cross Blue Shield
AE
Aetna (CVS Health)
OS
Oscar Health
MO
Molina Healthcare
Carrier availability varies by state and underwriting. Your final options will be confirmed during your quote.
PPO vs. HMO
| PPO | HMO | |
|---|---|---|
| Referrals Needed | No ✅ | Yes ❌ |
| Out‑of‑Network Options | Allowed | No |
| Pick Any Specialist | Yes | No |
| Keep Your Current Doctor | Yes | No |
| Best For | Flexibility & Providers | Lower Cost |
I’ll compare both and recommend the best fit for your doctors and budget.
Client Reviews
★★★★★
“I run a small landscaping company and don’t have time to chase paperwork. Jordon called me the same day, verified my primary care and dermatologist, and laid out two plans in plain English. I picked one in ten minutes and had my ID card the next morning.”
Andre M. — FL
“I’d been stuck in an HMO for years. Jordon explained how PPO visits work, especially for my orthopedist. No referrals, no waiting on approvals. The monthly cost made sense after he showed the deductible and max‑out‑of‑pocket side by side.”
Claudia R. — NC
“We’re a family of four and needed our pediatrician in network. Jordon double‑checked the office while we were on the phone and sent a comparison link right after. The transition was smooth and the copays were exactly what he quoted.”
Elijah & Renee T. — TX
“As a travel nurse, I bounce between states and needed flexibility. He walked me through PPO vs HMO clearly and didn’t push. I enrolled the same day and kept my therapist, which was my biggest concern.”
Savannah K. — AZ
“I ask a lot of questions. Jordon answered every one, checked my prescriptions, and told me what would change at renewal. Straightforward, responsive, and no spam. That’s rare.”
DeShawn P. — NJ
Awards & Recognition
Selected honors for client satisfaction, service quality, and community impact.
Excellence in Coverage Design
Recognized for building cost-efficient plan mixes that maintained client doctor networks.
Trusted Advisor Award
Voted by clients for transparency, integrity, and clear communication throughout the process.
Rising Star: Small Business Benefits
Honored for helping local teams implement sensible, scalable coverage as they grew.
FAQ
Can I keep my current doctor?
Yes with PPO plans. I verify your providers before you enroll so you know exactly who’s in‑network. If a provider isn’t listed, I’ll show alternatives or other carrier options.
How do PPO plans differ from HMO?
PPO plans allow you to see specialists without referrals and offer broader networks, including out‑of‑network options in many cases. HMOs are more restrictive and require referrals. I compare both to match your priorities.
What affects my monthly rate?
Age, location, household, and tobacco use. I check multiple carriers and plan designs (deductible, copays, maximum out‑of‑pocket) to balance cost and coverage.
How fast can coverage start?
Enrollment can be completed in minutes once we select a plan. Start dates vary by carrier and effective date rules; I’ll confirm the earliest available start for you.
What if I already have insurance?
We can compare your current plan to PPO options. If there’s a better fit on network, benefits, or cost, I’ll outline the differences so you can decide with confidence.
Do you charge a fee?
No. My services are free to you. Carriers pay licensed advisors to assist clients, so you get guidance without extra cost.