https://jordonmurphyhealth.com/pages/learn.html Plain-language health insurance guides from Jordon Murphy Health: deductibles, premiums, subsidies, open enrollment, plan types, and more. en-us Sat, 18 Jul 2026 00:00:00 +0000 https://jordonmurphyhealth.com/pages/learn-affordability.html https://jordonmurphyhealth.com/pages/learn-affordability.html Wed, 01 Jul 2026 00:00:00 +0000 Quality coverage doesn't have to break the bank. We share strategies for finding affordable options that don't sacrifice coverage. https://jordonmurphyhealth.com/pages/learn-basics.html https://jordonmurphyhealth.com/pages/learn-basics.html Wed, 01 Jul 2026 00:00:00 +0000 Build your foundation. We break down health insurance basics so you understand the fundamentals before making coverage decisions. https://jordonmurphyhealth.com/pages/learn-copays-coinsurance.html https://jordonmurphyhealth.com/pages/learn-copays-coinsurance.html Wed, 01 Jul 2026 00:00:00 +0000 Your share of the costs. We explain copays, coinsurance, and how they all factor into your actual out-of-pocket expenses. https://jordonmurphyhealth.com/pages/learn-deductibles.html https://jordonmurphyhealth.com/pages/learn-deductibles.html Wed, 01 Jul 2026 00:00:00 +0000 Deductibles explained. We demystify how deductibles work and show how they impact your out-of-pocket costs. https://jordonmurphyhealth.com/pages/learn-glossary.html https://jordonmurphyhealth.com/pages/learn-glossary.html Wed, 01 Jul 2026 00:00:00 +0000 Speak the language. Our complete glossary defines health insurance terms so you can understand the industry's vocabulary. https://jordonmurphyhealth.com/pages/learn-networks.html https://jordonmurphyhealth.com/pages/learn-networks.html Wed, 01 Jul 2026 00:00:00 +0000 In-network vs. out-of-network. We explain how networks work and why it matters to your coverage and costs. https://jordonmurphyhealth.com/pages/learn-open-enrollment.html https://jordonmurphyhealth.com/pages/learn-open-enrollment.html Wed, 01 Jul 2026 00:00:00 +0000 Don't miss the window. We guide you through open enrollment periods, important deadlines, and what your options are each year. https://jordonmurphyhealth.com/pages/learn-plan-types.html https://jordonmurphyhealth.com/pages/learn-plan-types.html Wed, 01 Jul 2026 00:00:00 +0000 Navigate the alphabet soup. HMO, PPO, EPO, and POS. We explain each plan type and help you understand which might be right for your situation. https://jordonmurphyhealth.com/pages/learn-ppo-vs-hmo.html https://jordonmurphyhealth.com/pages/learn-ppo-vs-hmo.html Wed, 01 Jul 2026 00:00:00 +0000 Understand the difference between PPO and HMO health insurance plans. Compare flexibility, costs, and coverage to find which works best for you. https://jordonmurphyhealth.com/pages/learn-prescriptions.html https://jordonmurphyhealth.com/pages/learn-prescriptions.html Wed, 01 Jul 2026 00:00:00 +0000 Medication costs matter. We help you understand drug formularies, coverage tiers, and how to keep prescription costs manageable. https://jordonmurphyhealth.com/pages/learn-subsidies.html https://jordonmurphyhealth.com/pages/learn-subsidies.html Wed, 01 Jul 2026 00:00:00 +0000 Help is available. We explain how to qualify for financial assistance on marketplace plans and maximize the support you're eligible for. https://jordonmurphyhealth.com/pages/learn-understanding-costs.html https://jordonmurphyhealth.com/pages/learn-understanding-costs.html Wed, 01 Jul 2026 00:00:00 +0000 Beyond the premium. We help you understand all the costs: premiums, deductibles, copays, coinsurance, and out-of-pocket maximums. https://jordonmurphyhealth.com/pages/learn-what-is.html https://jordonmurphyhealth.com/pages/learn-what-is.html Wed, 01 Jul 2026 00:00:00 +0000 What is health insurance and how does it actually work? We explain the core concepts in clear, straightforward language.