Contractor & Freelancer Coverage Solutions

Coverage Strategy for Contractor Teams

When your workforce is 1099

Contractors cannot usually join a traditional group plan, but that does not mean you cannot help them get covered. Businesses that support contractor coverage stand out when competing for reliable talent.

Ways businesses support contractor coverage

• Stipends. A flat monthly amount contractors put toward their own plan. Simple, predictable, and appreciated.
• Guided enrollment. We work with your contractors individually to find them marketplace or private coverage, at no cost to your business.
• Hybrid teams. If you have both W-2 and 1099 workers, we design a group plan for staff and individual guidance for contractors.

Why this matters for retention

Contractors with stable coverage stick around. Helping them solve health insurance is one of the cheapest loyalty investments a contractor-driven business can make.