Compare your Colorado coverage options with a licensed advisor. Individual, family, self-employed, and small business plans, marketplace subsidies, and enrollment help, explained in plain language.
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Colorado residents have several coverage paths, from marketplace plans and subsidies to private options and employer coverage. Whether you are self-employed, raising a family, or running a small business, clear guidance on how coverage works in Colorado is the first step toward a plan that fits.
Colorado runs its own state-based marketplace, Connect for Health Colorado, where residents compare and enroll in individual and family plans. Private carrier options are also available.
Colorado has expanded Medicaid, so more lower-income residents may qualify for Medicaid coverage. If your income is above that threshold, income-based marketplace subsidies (premium tax credits) can lower your monthly cost.
Open enrollment generally runs November 1 through January 15, and Colorado's state-based marketplace sometimes extends this window. Qualifying life events, like losing coverage, marriage, or a new baby, open a special 60-day window any time of year.
Jordon Murphy Health is a licensed advisory firm serving Colorado residents. We help you compare options, understand costs, and enroll with confidence, at no cost to you.
The plans and prices available to you depend on your county, not just your state.
Carriers choose which Colorado counties to offer plans in and price separately for each. A carrier competitive in Denver may not operate at all in a mountain county.
Denver, Colorado Springs, and Aurora typically see the most carrier competition and the broadest plan selection.
More than half of Colorado's rural areas are federally designated Health Professional Shortage Areas. Some counties, like Costilla, have held that designation for 40+ years, correlating with fewer carriers and higher premiums.
A quote in one Colorado county says nothing about pricing in another. Always confirm your specific county's carrier list before comparing costs.
We serve Colorado residents across Denver, Colorado Springs, Aurora, Fort Collins, and Boulder and statewide.
Personal coverage for Colorado residents without an employer plan.
Learn MoreProtect your whole household under one Colorado plan.
Learn MoreFlexible coverage for Colorado freelancers and contractors.
Learn MoreGroup health benefits for Colorado teams of 2 to 50.
Learn MoreCarriers file and price plans by county in Colorado, not statewide. More than half of Colorado's rural areas are federally designated Health Professional Shortage Areas, and some mountain counties like Costilla have held that designation for 40+ years, which tends to mean fewer competing carriers and higher premiums than in Denver or Colorado Springs.
Colorado runs its own state-based marketplace, Connect for Health Colorado, where residents compare and enroll in individual and family plans. Private carrier options are also available. We help you compare both marketplace and private options and choose the one that fits your doctors, prescriptions, and budget.
Many residents qualify for income-based premium tax credits that lower monthly costs. Colorado has expanded Medicaid, so more lower-income residents may qualify for Medicaid coverage. If your income is above that threshold, income-based marketplace subsidies (premium tax credits) can lower your monthly cost. We check whether you qualify and help you set an accurate income estimate.
Open enrollment generally runs November 1 through January 15, and Colorado's state-based marketplace sometimes extends this window. Qualifying life events, like losing coverage, marriage, or a new baby, open a special 60-day window any time of year.
Yes. We work with Colorado individuals, families, self-employed professionals, and small business owners across Denver, Colorado Springs, Aurora, Fort Collins, and Boulder and statewide, matching each situation to the right coverage.
Talk through your options with a licensed advisor who serves Colorado. No cost, no pressure.