Compare your Florida coverage options with a licensed advisor. Individual, family, self-employed, and small business plans, marketplace subsidies, and enrollment help, explained in plain language.
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Florida residents have several coverage paths, from marketplace plans and subsidies to private options and employer coverage. Whether you are self-employed, raising a family, or running a small business, clear guidance on how coverage works in Florida is the first step toward a plan that fits.
Florida uses the federal Health Insurance Marketplace at HealthCare.gov. Individual and family plans are compared and enrolled through the federal marketplace or directly with private carriers.
Florida has not expanded Medicaid, so Medicaid eligibility is more limited here. That makes income-based marketplace subsidies (premium tax credits) especially important for keeping coverage affordable.
Open enrollment for Florida plans generally runs November 1 through January 15. Qualifying life events, like losing coverage, marriage, or a new baby, open a special 60-day window any time of year.
Jordon Murphy Health is a licensed advisory firm serving Florida residents. We help you compare options, understand costs, and enroll with confidence, at no cost to you.
Florida has several major hospital systems, and a plan can be strong in one region while thin in another. Verify your specific system before enrolling.
AdventHealth (Altamonte Springs) and Orlando Health anchor the Orlando-area market. Confirm which system a plan's network favors before enrolling if you live in this region.
Baptist Health South Florida is a major system for the Miami/Fort Lauderdale area. Not every statewide plan carries the same negotiated rates here as elsewhere.
Mayo Clinic Florida in Jacksonville and Cleveland Clinic Florida in Weston serve as major referral centers; confirm access if you may need specialty care.
Once you've identified your likely system, call the specific practice and ask if they accept the exact plan name, not just whether they take the carrier.
We serve Florida residents across Miami, Orlando, Tampa, Jacksonville, and Fort Lauderdale and statewide.
Personal coverage for Florida residents without an employer plan.
Learn MoreProtect your whole household under one Florida plan.
Learn MoreFlexible coverage for Florida freelancers and contractors.
Learn MoreGroup health benefits for Florida teams of 2 to 50.
Learn MoreFlorida is home to several large systems, including AdventHealth (Altamonte Springs), Orlando Health, Baptist Health South Florida, Mayo Clinic Florida (Jacksonville), and Cleveland Clinic Florida (Weston). Confirm the specific system near you is in-network, not just that the carrier operates in Florida.
Florida uses the federal Health Insurance Marketplace at HealthCare.gov. Individual and family plans are compared and enrolled through the federal marketplace or directly with private carriers. We help you compare both marketplace and private options and choose the one that fits your doctors, prescriptions, and budget.
Many residents qualify for income-based premium tax credits that lower monthly costs. Florida has not expanded Medicaid, so Medicaid eligibility is more limited here. That makes income-based marketplace subsidies (premium tax credits) especially important for keeping coverage affordable. We check whether you qualify and help you set an accurate income estimate.
Open enrollment for Florida plans generally runs November 1 through January 15. Qualifying life events, like losing coverage, marriage, or a new baby, open a special 60-day window any time of year.
Yes. We work with Florida individuals, families, self-employed professionals, and small business owners across Miami, Orlando, Tampa, Jacksonville, and Fort Lauderdale and statewide, matching each situation to the right coverage.
Talk through your options with a licensed advisor who serves Florida. No cost, no pressure.