Compare your Georgia coverage options with a licensed advisor. Individual, family, self-employed, and small business plans, marketplace subsidies, and enrollment help, explained in plain language.
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Georgia residents have several coverage paths, from marketplace plans and subsidies to private options and employer coverage. Whether you are self-employed, raising a family, or running a small business, clear guidance on how coverage works in Georgia is the first step toward a plan that fits.
Georgia now runs its own state-based marketplace, Georgia Access, which replaced HealthCare.gov starting with the 2025 plan year. Individual and family plans are compared and enrolled through Georgia Access or directly with private carriers.
Georgia has not adopted full ACA Medicaid expansion, but does run a limited waiver program, Georgia Pathways to Coverage, for adults up to 100% of the federal poverty level who meet work requirements. For most residents above that threshold, income-based Marketplace subsidies remain the primary way to lower cost.
Open enrollment for Georgia plans generally runs November 1 through January 15. Qualifying life events, like losing coverage, marriage, or a new baby, open a special 60-day window any time of year.
Jordon Murphy Health is a licensed advisory firm serving Georgia residents. We help you compare options, understand costs, and enroll with confidence, at no cost to you.
Georgia moved to its own marketplace earlier than Illinois did. Here's the sequence if you're not sure where your account stands.
Georgia residents shopped and enrolled through the federal HealthCare.gov marketplace.
Georgia Access launched as the state's own marketplace, replacing HealthCare.gov for Georgia enrollees.
Running alongside the marketplace transition, Georgia's limited Medicaid waiver for low-income adults with work requirements was extended through December 31, 2026.
If your last enrollment was through HealthCare.gov, confirm your plan and account directly on Georgia Access rather than assuming anything carried over automatically.
We serve Georgia residents across Atlanta, Augusta, Columbus, Savannah, and Athens and statewide.
Personal coverage for Georgia residents without an employer plan.
Learn MoreProtect your whole household under one Georgia plan.
Learn MoreFlexible coverage for Georgia freelancers and contractors.
Learn MoreGroup health benefits for Georgia teams of 2 to 50.
Learn MoreYes. Georgia Access replaced HealthCare.gov as the state's Marketplace platform starting with the 2025 plan year, operated in coordination with the Georgia Office of Commissioner of Insurance and Safety Fire. Returning shoppers should expect a new enrollment platform rather than their old HealthCare.gov account.
Individual and family plans are compared and enrolled through Georgia Access, the state's own marketplace platform, or directly with private carriers. We help you compare both paths and choose the one that fits your doctors, prescriptions, and budget.
Pathways to Coverage is a limited Medicaid waiver program covering adults up to 100% of the federal poverty level who meet work, school, or community-engagement requirements. It is narrower than full ACA Medicaid expansion, so most working-age adults above that income level rely on Marketplace subsidies instead. We check which path fits your situation.
Open enrollment for Georgia plans generally runs November 1 through January 15. Qualifying life events, like losing coverage, marriage, or a new baby, open a special 60-day window any time of year.
Yes. We work with Georgia individuals, families, self-employed professionals, and small business owners across Atlanta, Augusta, Columbus, Savannah, and Athens and statewide, matching each situation to the right coverage.
Talk through your options with a licensed advisor who serves Georgia. No cost, no pressure.