Serving Georgia

Health Insurance in Georgia

Compare your Georgia coverage options with a licensed advisor. Individual, family, self-employed, and small business plans, marketplace subsidies, and enrollment help, explained in plain language.

Licensed in Georgia

Verifiable credentials, NPN 21610992.

Direct Advisor Access

Talk to a licensed advisor, not a call center.

Guidance Without Pressure

Understand your options at your own pace.

Licensed advisor helping a Georgia client compare health insurance
How It Works Here

How Health Insurance Works in Georgia

Georgia residents have several coverage paths, from marketplace plans and subsidies to private options and employer coverage. Whether you are self-employed, raising a family, or running a small business, clear guidance on how coverage works in Georgia is the first step toward a plan that fits.

Georgia Marketplace

Georgia now runs its own state-based marketplace, Georgia Access, which replaced HealthCare.gov starting with the 2025 plan year. Individual and family plans are compared and enrolled through Georgia Access or directly with private carriers.

Subsidies & Pathways to Coverage

Georgia has not adopted full ACA Medicaid expansion, but does run a limited waiver program, Georgia Pathways to Coverage, for adults up to 100% of the federal poverty level who meet work requirements. For most residents above that threshold, income-based Marketplace subsidies remain the primary way to lower cost.

Open Enrollment

Open enrollment for Georgia plans generally runs November 1 through January 15. Qualifying life events, like losing coverage, marriage, or a new baby, open a special 60-day window any time of year.

Licensed Guidance

Jordon Murphy Health is a licensed advisory firm serving Georgia residents. We help you compare options, understand costs, and enroll with confidence, at no cost to you.

What Changed

Georgia's Marketplace Timeline: HealthCare.gov to Georgia Access

Georgia moved to its own marketplace earlier than Illinois did. Here's the sequence if you're not sure where your account stands.

Plan Years Through 2024

Georgia residents shopped and enrolled through the federal HealthCare.gov marketplace.

Plan Year 2025

Georgia Access launched as the state's own marketplace, replacing HealthCare.gov for Georgia enrollees.

Ongoing: Pathways to Coverage

Running alongside the marketplace transition, Georgia's limited Medicaid waiver for low-income adults with work requirements was extended through December 31, 2026.

What To Check First

If your last enrollment was through HealthCare.gov, confirm your plan and account directly on Georgia Access rather than assuming anything carried over automatically.

Who We Help in Georgia

Coverage Guidance for Every Georgia Situation

We serve Georgia residents across Atlanta, Augusta, Columbus, Savannah, and Athens and statewide.

Common Questions

Georgia Health Insurance FAQ

Did Georgia change its health insurance marketplace?

Yes. Georgia Access replaced HealthCare.gov as the state's Marketplace platform starting with the 2025 plan year, operated in coordination with the Georgia Office of Commissioner of Insurance and Safety Fire. Returning shoppers should expect a new enrollment platform rather than their old HealthCare.gov account.

Where do I buy individual health insurance in Georgia now?

Individual and family plans are compared and enrolled through Georgia Access, the state's own marketplace platform, or directly with private carriers. We help you compare both paths and choose the one that fits your doctors, prescriptions, and budget.

What is Georgia Pathways to Coverage?

Pathways to Coverage is a limited Medicaid waiver program covering adults up to 100% of the federal poverty level who meet work, school, or community-engagement requirements. It is narrower than full ACA Medicaid expansion, so most working-age adults above that income level rely on Marketplace subsidies instead. We check which path fits your situation.

When is open enrollment in Georgia?

Open enrollment for Georgia plans generally runs November 1 through January 15. Qualifying life events, like losing coverage, marriage, or a new baby, open a special 60-day window any time of year.

Do you help self-employed people and small businesses in Georgia?

Yes. We work with Georgia individuals, families, self-employed professionals, and small business owners across Atlanta, Augusta, Columbus, Savannah, and Athens and statewide, matching each situation to the right coverage.

Get Clearer Direction on Georgia Coverage

Talk through your options with a licensed advisor who serves Georgia. No cost, no pressure.