Compare your Illinois coverage options with a licensed advisor. Individual, family, self-employed, and small business plans, marketplace subsidies, and enrollment help, explained in plain language.
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Illinois residents have several coverage paths, from marketplace plans and subsidies to private options and employer coverage. Whether you are self-employed, raising a family, or running a small business, clear guidance on how coverage works in Illinois is the first step toward a plan that fits.
Starting with plan year 2026, Illinois runs its own state-based marketplace, Get Covered Illinois, replacing HealthCare.gov for state residents. Individual and family plans are compared and enrolled through the new state platform or directly with private carriers.
Illinois has expanded Medicaid, so more lower-income residents may qualify for Medicaid coverage. If your income is above that threshold, income-based marketplace subsidies (premium tax credits) can lower your monthly cost.
Open enrollment for Illinois plans generally runs November 1 through January 15. Qualifying life events, like losing coverage, marriage, or a new baby, open a special 60-day window any time of year.
Jordon Murphy Health is a licensed advisory firm serving Illinois residents. We help you compare options, understand costs, and enroll with confidence, at no cost to you.
Illinois is one of a handful of states that recently left the federal marketplace to run its own. Here's the timeline if you're re-enrolling for the first time on the new platform.
Illinois residents shopped and enrolled through the federal HealthCare.gov marketplace, same as most other states.
Illinois received federal approval to operate its own state-based marketplace, Get Covered Illinois, ahead of the 2026 plan year.
Illinois residents now shop and enroll through Get Covered Illinois directly. HealthCare.gov accounts do not automatically carry over.
If you enrolled through HealthCare.gov in a prior year, confirm your account and plan details on Get Covered Illinois before assuming your coverage renewed automatically.
We serve Illinois residents across Chicago, Aurora, Naperville, Springfield, and Rockford and statewide.
Personal coverage for Illinois residents without an employer plan.
Learn MoreProtect your whole household under one Illinois plan.
Learn MoreFlexible coverage for Illinois freelancers and contractors.
Learn MoreGroup health benefits for Illinois teams of 2 to 50.
Learn MoreYes. Starting with plan year 2026, Illinois transitioned off the federal HealthCare.gov onto its own state-based marketplace, Get Covered Illinois, operated through the Illinois Department of Insurance. Existing HealthCare.gov accounts do not automatically transfer, so returning shoppers should expect a new enrollment platform.
Individual and family plans are compared and enrolled through Get Covered Illinois, the state's own marketplace platform, or directly with private carriers. We help you compare both paths and choose the one that fits your doctors, prescriptions, and budget.
Many residents qualify for income-based premium tax credits that lower monthly costs. Illinois has expanded Medicaid, so more lower-income residents may qualify for Medicaid coverage. If your income is above that threshold, income-based marketplace subsidies (premium tax credits) can lower your monthly cost. We check whether you qualify and help you set an accurate income estimate.
Open enrollment for Illinois plans generally runs November 1 through January 15. Qualifying life events, like losing coverage, marriage, or a new baby, open a special 60-day window any time of year.
Yes. We work with Illinois individuals, families, self-employed professionals, and small business owners across Chicago, Aurora, Naperville, Springfield, and Rockford and statewide, matching each situation to the right coverage.
Talk through your options with a licensed advisor who serves Illinois. No cost, no pressure.