Compare your Kansas coverage options with a licensed advisor. Individual, family, self-employed, and small business plans, marketplace subsidies, and enrollment help, explained in plain language.
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Kansas residents have several coverage paths, from marketplace plans and subsidies to private options and employer coverage. Whether you are self-employed, raising a family, or running a small business, clear guidance on how coverage works in Kansas is the first step toward a plan that fits.
Kansas uses the federal Health Insurance Marketplace at HealthCare.gov. Individual and family plans are compared and enrolled through the federal marketplace or directly with private carriers.
Kansas has not expanded Medicaid, so Medicaid eligibility is more limited here. That makes income-based marketplace subsidies (premium tax credits) especially important for keeping coverage affordable.
Open enrollment for Kansas plans generally runs November 1 through January 15. Qualifying life events, like losing coverage, marriage, or a new baby, open a special 60-day window any time of year.
Jordon Murphy Health is a licensed advisory firm serving Kansas residents. We help you compare options, understand costs, and enroll with confidence, at no cost to you.
Public marketplace and health-access data reveals more about your real options than a simple list of state resources ever could.
For 2026, only six insurers sell individual marketplace plans in Kansas, down from seven in 2025. For the first time, 14 of Kansas's 105 counties, mostly in the southwest, have just one insurer available. The other 91 counties still have at least two.
Kansas's 2026 benchmark silver premium before subsidies varies sharply by region: a 60-year-old couple pays $2,461/month around Kansas City versus $4,068/month in northwest Kansas. Statewide, family premiums rose 28.9% year-over-year, the largest jump since 2019.
Kansas is one of only 10 states that still hasn't adopted Medicaid expansion. An estimated 28,000 Kansans, per a 2025 KFF analysis, earn too little for subsidized marketplace coverage but don't qualify for traditional Medicaid.
A June 2026 national report found 28 of Kansas's roughly 100 rural hospitals are at immediate risk of closing, more than any other state, with 69 rated at some risk of closure.
We serve Kansas residents across Wichita, Overland Park, Kansas City, Topeka, and Olathe and statewide.
Personal coverage for Kansas residents without an employer plan.
Learn MoreProtect your whole household under one Kansas plan.
Learn MoreFlexible coverage for Kansas freelancers and contractors.
Learn MoreGroup health benefits for Kansas teams of 2 to 50.
Learn MoreYes. For the first time, 14 of Kansas's 105 counties, mostly in the southwest, have only one insurer selling ACA marketplace plans. The other 91 counties have at least two. Which carriers actually serve your specific county matters more than statewide averages, and we check that before recommending anything.
Kansas uses the federal Health Insurance Marketplace at HealthCare.gov. Individual and family plans are compared and enrolled through the federal marketplace or directly with private carriers. We help you compare both marketplace and private options and choose the one that fits your doctors, prescriptions, and budget.
Many residents qualify for income-based premium tax credits that lower monthly costs. Kansas has not expanded Medicaid, so Medicaid eligibility is more limited here. That makes income-based marketplace subsidies (premium tax credits) especially important for keeping coverage affordable. We check whether you qualify and help you set an accurate income estimate.
Open enrollment for Kansas plans generally runs November 1 through January 15. Qualifying life events, like losing coverage, marriage, or a new baby, open a special 60-day window any time of year.
Yes. We work with Kansas individuals, families, self-employed professionals, and small business owners across Wichita, Overland Park, Kansas City, Topeka, and Olathe and statewide, matching each situation to the right coverage.
Talk through your options with a licensed advisor who serves Kansas. No cost, no pressure.