Compare your Missouri coverage options with a licensed advisor. Individual, family, self-employed, and small business plans, marketplace subsidies, and enrollment help, explained in plain language.
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Missouri residents have several coverage paths, from marketplace plans and subsidies to private options and employer coverage. Whether you are self-employed, raising a family, or running a small business, clear guidance on how coverage works in Missouri is the first step toward a plan that fits.
Missouri uses the federal Health Insurance Marketplace at HealthCare.gov. Individual and family plans are compared and enrolled through the federal marketplace or directly with private carriers.
Missouri has expanded Medicaid, so more lower-income residents may qualify for Medicaid coverage. If your income is above that threshold, income-based marketplace subsidies (premium tax credits) can lower your monthly cost.
Open enrollment for Missouri plans generally runs November 1 through January 15. Qualifying life events, like losing coverage, marriage, or a new baby, open a special 60-day window any time of year.
Jordon Murphy Health is a licensed advisory firm serving Missouri residents. We help you compare options, understand costs, and enroll with confidence, at no cost to you.
A move across state lines is a qualifying life event. Work through this before and after you move.
Confirm your current plan's coverage end date and refill any prescriptions while you still have in-network access.
Report your new address to the Marketplace or your insurer. Moving to or from Missouri opens a Special Enrollment Period since plan availability differs by state.
If your income changed with the move, re-check Medicaid eligibility under MO HealthNet, Missouri's expanded Medicaid program.
Confirm a new in-network primary doctor and pharmacy in Missouri before you need one, especially outside the St. Louis and Kansas City metro areas.
We serve Missouri residents across Kansas City, St. Louis, Springfield, Columbia, and Independence and statewide.
Personal coverage for Missouri residents without an employer plan.
Learn MoreProtect your whole household under one Missouri plan.
Learn MoreFlexible coverage for Missouri freelancers and contractors.
Learn MoreGroup health benefits for Missouri teams of 2 to 50.
Learn MoreYes. Missouri voters approved Medicaid expansion through a 2020 ballot initiative (Amendment 2), with full implementation as of October 2021. The program is branded MO HealthNet.
Missouri uses the federal Health Insurance Marketplace at HealthCare.gov. Individual and family plans are compared and enrolled through the federal marketplace or directly with private carriers. We help you compare both marketplace and private options and choose the one that fits your doctors, prescriptions, and budget.
Many residents qualify for income-based premium tax credits that lower monthly costs. Missouri has expanded Medicaid, so more lower-income residents may qualify for Medicaid coverage. If your income is above that threshold, income-based marketplace subsidies (premium tax credits) can lower your monthly cost. We check whether you qualify and help you set an accurate income estimate.
Open enrollment for Missouri plans generally runs November 1 through January 15. Qualifying life events, like losing coverage, marriage, or a new baby, open a special 60-day window any time of year.
Yes. We work with Missouri individuals, families, self-employed professionals, and small business owners across Kansas City, St. Louis, Springfield, Columbia, and Independence and statewide, matching each situation to the right coverage.
Talk through your options with a licensed advisor who serves Missouri. No cost, no pressure.