Compare your South Dakota coverage options with a licensed advisor. Individual, family, self-employed, and small business plans, marketplace subsidies, and enrollment help, explained in plain language.
Verifiable credentials, NPN 21610992.
Talk to a licensed advisor, not a call center.
Understand your options at your own pace.
South Dakota residents have several coverage paths, from marketplace plans and subsidies to private options and employer coverage. Whether you are self-employed, raising a family, or running a small business, clear guidance on how coverage works in South Dakota is the first step toward a plan that fits.
South Dakota uses the federal Health Insurance Marketplace at HealthCare.gov. Individual and family plans are compared and enrolled through the federal marketplace or directly with private carriers.
South Dakota has expanded Medicaid, so more lower-income residents may qualify for Medicaid coverage. If your income is above that threshold, income-based marketplace subsidies (premium tax credits) can lower your monthly cost.
Open enrollment for South Dakota plans generally runs November 1 through January 15. Qualifying life events, like losing coverage, marriage, or a new baby, open a special 60-day window any time of year.
Jordon Murphy Health is a licensed advisory firm serving South Dakota residents. We help you compare options, understand costs, and enroll with confidence, at no cost to you.
South Dakota's two largest systems are both headquartered in Sioux Falls, which shapes access statewide.
Sanford Health and Avera Health, both headquartered here, offer the deepest local networks in the state.
Confirm which system's network reaches this region before enrolling, since coverage strength in Sioux Falls doesn't guarantee the same depth here.
Sanford Health describes itself as operating the largest rural health system in the United States, reflecting how much of its network is built specifically around reaching rural communities.
Because South Dakota's population is spread across a large rural footprint, always confirm your specific county's in-network providers before enrolling.
We serve South Dakota residents across Sioux Falls, Rapid City, Aberdeen, Brookings, and Watertown and statewide.
Personal coverage for South Dakota residents without an employer plan.
Learn MoreProtect your whole household under one South Dakota plan.
Learn MoreFlexible coverage for South Dakota freelancers and contractors.
Learn MoreGroup health benefits for South Dakota teams of 2 to 50.
Learn MoreYes, more recently than most states. South Dakota voters approved Medicaid expansion via a November 2022 ballot measure (Constitutional Amendment D), and it took effect July 1, 2023.
South Dakota uses the federal Health Insurance Marketplace at HealthCare.gov. Individual and family plans are compared and enrolled through the federal marketplace or directly with private carriers. We help you compare both marketplace and private options and choose the one that fits your doctors, prescriptions, and budget.
Many residents qualify for income-based premium tax credits that lower monthly costs. South Dakota has expanded Medicaid, so more lower-income residents may qualify for Medicaid coverage. If your income is above that threshold, income-based marketplace subsidies (premium tax credits) can lower your monthly cost. We check whether you qualify and help you set an accurate income estimate.
Open enrollment for South Dakota plans generally runs November 1 through January 15. Qualifying life events, like losing coverage, marriage, or a new baby, open a special 60-day window any time of year.
Yes. We work with South Dakota individuals, families, self-employed professionals, and small business owners across Sioux Falls, Rapid City, Aberdeen, Brookings, and Watertown and statewide, matching each situation to the right coverage.
Talk through your options with a licensed advisor who serves South Dakota. No cost, no pressure.