Compare your Utah coverage options with a licensed advisor. Individual, family, self-employed, and small business plans, marketplace subsidies, and enrollment help, explained in plain language.
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Utah residents have several coverage paths, from marketplace plans and subsidies to private options and employer coverage. Whether you are self-employed, raising a family, or running a small business, clear guidance on how coverage works in Utah is the first step toward a plan that fits.
Utah uses the federal Health Insurance Marketplace at HealthCare.gov. Individual and family plans are compared and enrolled through the federal marketplace or directly with private carriers.
Utah has expanded Medicaid, so more lower-income residents may qualify for Medicaid coverage. If your income is above that threshold, income-based marketplace subsidies (premium tax credits) can lower your monthly cost.
Open enrollment for Utah plans generally runs November 1 through January 15. Qualifying life events, like losing coverage, marriage, or a new baby, open a special 60-day window any time of year.
Jordon Murphy Health is a licensed advisory firm serving Utah residents. We help you compare options, understand costs, and enroll with confidence, at no cost to you.
A move across state lines is a qualifying life event. Work through this before and after you move.
Confirm your current plan's coverage end date and refill any prescriptions while you still have in-network access.
Report your new address to the Marketplace or your insurer. Moving to or from Utah opens a Special Enrollment Period since plan availability differs by state.
If your income changed with the move, re-check eligibility under Utah's expanded Medicaid program and CHIP, since Utah's CHIP program is transitioning toward a Medicaid-funded structure in 2026.
Confirm a new in-network primary doctor and pharmacy before you need one, especially if you're moving between the Salt Lake City/Provo/Ogden corridor and a more rural county.
We serve Utah residents across Salt Lake City, West Valley City, Provo, Ogden, and St. George and statewide.
Personal coverage for Utah residents without an employer plan.
Learn MoreProtect your whole household under one Utah plan.
Learn MoreFlexible coverage for Utah freelancers and contractors.
Learn MoreGroup health benefits for Utah teams of 2 to 50.
Learn MoreYes, though it took a winding path: a 2018 ballot initiative was followed by legislative changes and a transitional "Bridge Plan" before CMS authorized full ACA expansion (138% of the federal poverty level) effective January 1, 2020.
Utah uses the federal Health Insurance Marketplace at HealthCare.gov. Individual and family plans are compared and enrolled through the federal marketplace or directly with private carriers. We help you compare both marketplace and private options and choose the one that fits your doctors, prescriptions, and budget.
Many residents qualify for income-based premium tax credits that lower monthly costs. Utah has expanded Medicaid, so more lower-income residents may qualify for Medicaid coverage. If your income is above that threshold, income-based marketplace subsidies (premium tax credits) can lower your monthly cost. We check whether you qualify and help you set an accurate income estimate.
Open enrollment for Utah plans generally runs November 1 through January 15. Qualifying life events, like losing coverage, marriage, or a new baby, open a special 60-day window any time of year.
Yes. We work with Utah individuals, families, self-employed professionals, and small business owners across Salt Lake City, West Valley City, Provo, Ogden, and St. George and statewide, matching each situation to the right coverage.
Talk through your options with a licensed advisor who serves Utah. No cost, no pressure.