Health Insurance After Divorce
Divorce affects health insurance. We explain your options and help you transition to coverage that works for your new situation.
Coverage transition
Children covered
New subsidy eligibility
Divorce affects health insurance. We explain your options and help you transition to coverage that works for your new situation.
Divorce typically ends your eligibility on a spouse's employer plan. That loss of coverage is a qualifying life event, opening a 60-day window for marketplace or private coverage. COBRA can also extend your existing plan for up to 36 months in this situation, though at full cost.
Kids usually stay on whichever parent's plan the agreement specifies, and court orders often address who carries and who pays. Coordinate before making plan changes so the children never hit a gap.
Your subsidy eligibility is now based on your individual income, not the former household's. Many newly single clients qualify for significant credits they never had access to while married. Bring us your situation and we will find the realistic options quietly and quickly.
Let our team find the right coverage for your situation. Professional guidance, no pressure.