Health Insurance for Self-Employment
Starting your own business? We help you navigate health insurance options when you transition to self-employment.
Plan before you leap
Deductible premiums
60-day window
Starting your own business? We help you navigate health insurance options when you transition to self-employment.
Leaving a job to work for yourself ends employer coverage and opens a 60-day special enrollment window. The smoothest transitions start shopping two to four weeks before the last paycheck, so the new plan starts the day the old one ends.
Employees never see the full cost of coverage; employers quietly pay most of it. As your own boss, build the real premium into your pricing. Many self-employed people can deduct premiums, which softens the true cost. Confirm specifics with your tax professional.
Marketplace subsidies run on estimated annual income, which is hard to guess in year one. We help you set a defensible estimate and adjust mid-year if the business takes off, so tax season holds no surprises.
Let our team find the right coverage for your situation. Professional guidance, no pressure.